Jan 20, 2013: Driving on Closed Roads
We've had a mild winter so far, but as temperatures drop and the possibility of snow rises, the question comes up about whether you will be covered by your insurance if you drive on a road that has been closed due to weather conditions. You would think people just wouldn't do it, but sometimes an emergency may call for it.and sometimes, curiosity just gets the best of people.
Your coverage is going to depend on your individual policy. So, the first thing to do is to look that over. If you aren't sure, discuss it with your insurance agent. Driving on a closed road is not safe and should be an absolute last resort measure in extreme emergency circumstances if someone cannot get to you.
Use common sense and be safe when the experts are telling you to stay off certain roads.
While you may be covered for your own damages and injuries, you may still be liable for damages or injuries to another person. So, it's best to avoid the situation altogether.